Once you hit that age of 50, it would be challenging to get a life insurance for senior citizens. The main reason for this is the longer we live in life, the less healthy we become. Older people are most likely to be unhealthy, making it difficult to find insurance providers that would suit their [...]

Special stones fascinate me. I for one is named after a special stone, Ruby. I am one of those who are named after their birthstones. Precious stones are not sold in ordinary stores so most often than not, we don’t have to actually see them. Thanks to books and photos, we get to see how [...]

A strand of gray hair may worry some people as it would mean that they are ageing. I mean we all are growing old, but sometimes a sight of a gray hair would make it more real, making others freak out. For some people, though, they would see a strand of gray hair means we [...]

It could be very tempting to shop online. Since I am always on the computer, I could not help but browse through product reviews every now and then. I personally think it is the best way to learn about a product. Costumers’ complaints and endorsements broaden our scope of choices and help us choose one [...]

Its enrollment time again. For moms like me, you would know how difficult it would be to make a budget for three kids going to school. From schoolbags, uniforms to sets of pencils and pens… books, notebooks and new set of clothes… Not to mention of course the enrollment fees and the high cost of [...]

So we have officially transferred to my hometown a month ago. A major move out like that was extremely stressful as I had to load everything we had—from our biggest appliance to my little piggy bank. But greater challenges awaited us when we arrived Cagayan de Oro: arranging our things, problems with the internet connection, [...]

It’s 1 o’clock in the morning and I can’t get myself to sleep because there are so many things going through my mind right now. Our move back to our hometown has really depleted our savings so I’m trying to work double time to replenish the funds. I need to do so as soon as [...]