Mommy Emotes

Force Majeure or Acts of God is always excluded in most insurance policies. After the onslaught of Typhoon Ondoy and Pepeng in the Philippines, many private houses and vehicles were damaged by the floods waters and most owners were not able to claim insurances benefits. So, they are left with their own money to rehabilitate their houses and repair their vehicles and buy their car accessories again.

Good thing that some people donated food and clothing to the victims. Somehow it lessen their problems and be able to stand again!